4* Money Maker COLORADO ST

4* Cold Cash TAMPA BAY LIGHTNING 

4* Cold Cash TORONTO MAPLE LEAFS 

4* Money Maker CAL  BEARS 

Taking KENT STATE. We saw a wild 52-47 a month ago between these guys. But I don't think NIU is on par with Kent offensively. They mailed it in last week. We saw that coming and had Western Michigan. So let's look at the last 5 games. Rest your QB, lose 42-21 at home. No effort in seniors last home game. 33-27 OT win at Buffalo. 30-29 win over Ball State. 52-47 loss at Kent. 39-38 win at Central Michigan. You have some tight games there. And 3 went your way with a pair of 1pt wins and an OT winner. That will regress. Kent has put up 52-54-38-48 in their last 4 games. They are in off their own crazy win stopping a 2pt conversion. Let's go back to the summer when Kent was thought to be the at the top or right behind Buffalo or Toledo to win the MAC. NIU was picked at the bottom. I think Kent is the better team. I'll lay the short number. 4* Money Maker KENT ST

4* Money Maker FIU 

4* Money Maker SANTA CLARA

4* Money Maker AIR FORCE 

4* Money Maker ST BONAVENTURE 

4* Money Maker TEMPLE

4* Money Maker SIU EDWARDSVILLE 

4* Money Maker WESTERN ILLINOIS 

4* Money Maker NC STATE

4* Money Maker GEORGIA STATE

4* Money Maker LOYOLA MD 

4* Money Maker INDIANA STATE

4* Money Maker MILWAUKEE

4* Money Maker MASSACHUSETTS 

Taking CINCINNATI. We can say what a great year for Houston and Dana Holgorsen. We had Texas Tech in Game 1 and thought the Cougs would booting the coach mid-season. But, you run off 10 in a row and things appear to be good. But here - nope. I think Cincy runs them out. Yes. Bearcats nearly played themselves out of the playoffs with some non-covers. Not today. At home. Undefeated. A team they ran out of this stadium last year 38-10. A team they beat in Houston 38-23 the year before. What has changed? Same coaches. Same QBs. Ok. Houston defense better. Ok. But who have they played? We will compare a couple 'good' teams. Cougs 31-24 OT home win over ECU. 35-13 on the road Cincy over ECU. SMU 44-37 for Houston. 48-14 for Cincy. Defense? I think the Cincy defense will limit Houston more than the other way around. Cincy 10-3-1 ATS last 14 vs Houston including 5-1-1 ATS here at home. Bearcats by 20. 8* Sure Shot CINCINATTI BEARCATS 

Your FREE PICK for Saturday night will be on the PITT PANTHERS. I know Wake is an explosive offense. We have had them a few times this year. But we have seen them fail against teams with a defense. Panthers have a defense. Not an elite bunch. But it is strong enough to slow down Wake enough to get us the win. Wake loss to Clemson and North Carolina who Pitt just happened to beat. That is what I am looking for here in a Championship. A good, common opponent that both teams have faced. Again. Both teams scoring about 43 game, but the Pitt defense is miles ahead of Wake. Take the PITT PANTHERS tonight as your ACC CHHAMPIONSHIP WINNER. 

Taking MICHIGAN. We had these guys a few times during the season. Didn't have them vs OSU. Had -6 on Buckeyes early. Guess I was still fuming over Wolverines blowing double digit lead to Sparty on the road. Let's be honest here. Michigan is way more talented than Iowa. The monkey is off the back. Time to bring Michigan back to the National Championship level. Took a long time for Harbaugh, but he is here now. No let down. They should win this one by 20. 5* Best Bet MICHIGAN WOLVERINES 

Taking GEORGIA. Nothing has changed since August. We liked Georgia then. Still like them now. The defense is super. That will be the difference maker here. We can get into Nick vs his old assistants. We can talk until we are blue in the face about the greatness of Alabama. Nothing has changed my thoughts about Georgia this season. 5* Best Bet GEORGIA BULLDOGS