The Dolphins went into their bye last week off an impressive 39-17 victory against the Browns. But in their previous six games, the Dolphins lost to the Bengals, Jets and Vikings and beat the Steelers by 6, Lions by 4 and Bears by 3. So I find this spread to be inflated.

Yes, the Dolphins are good this season. But they have flaws. They are not a great team that can cover two touchdowns. Great teams don't squeeze past the Steelers, Lions and Bears by a combined winning margin of 4.3 points.

Miami might not have Raheem Mostert and their kicking game could be in trouble. Jason Sanders ranks fourth-from-the-bottom in field goal percentage accuracy and punter Thomas Morstead has been dealing with illness.

The Texans should get a boost with a quarterback switch from David Mills to Kyle Allen. Mills has been terrible on the road. Allen is a career backup, but he might provide a spark here. He has Dameon Pierce to rely upon. Pierce leads all rookie running backs with 780 yards rushing and 915 scrimmage yards.

Jimmy Garoppolo is becoming dangerous. It's easy to see why when he has a good offensive line and skill position players Christian McCaffrey, Elijah Mitchell, Deebo Samuel, George Kittle and Brandon Aiyuk to surround him. The 49ers are averaging 30.3 points in their last three games.

The Saints have been without their best cornerback, Marhson Lattimore, and two best defensive linemen, Cameron Jordan and Marcus Davenport. New Orleans is surrendering an average of 28.7 points in its last seven games if you discount a freakish shutout of the Raiders.

I don't see the Saints stopping the 49ers. The Saints should be able to contribute their share of points, too. Andy Dalton is off his best game of the season completing 21 of 25 passes for 260 yards and three TD's against the Rams last week.

It's last stand time now for the Packers. So you know Green Bay is going to give everything here. The Eagles can take a defeat. The Packers can not. 
Philadelphia hasn't played well the last two weeks losing at home to the Commanders and nipping the Colts by one point. The Eagles are 9-1. They are solid more than dominant, however. The only above average teams the Eagles have met were the Cowboys and Vikings. 

It's easy to forget, but just two weeks ago the Packers came back from two touchdowns in the fourth quarter to upset the Cowboys. A loss last Thursday to the Titans erased much of that big win. The Titans happen to be 7-1 in their last eight games with the lone defeat during this span occurring to the Chiefs in overtime. 

Aaron Rodgers isn't having that bad of a season. He's in the top-six in touchdown passes, passing yards and completions. Rookie Christian Watson has come on to score five touchdowns in the last two games giving Rodgers a much needed deep threat. 

The Eagles' offense isn't as potent minus injured tight end Dallas Goedert. The Packers' defense is way overdue to step up. This is their chance. 

I wouldn't try to buck this total - even though it's low by today's NFL offensive-driven standards - if the quarterback matchup was going to be Trevor Siemian versus Zack Wilson. But it's not.

There's a chance Justin Fields plays and Wilson definitely won't start, replaced by Mike White, who threw for 405 yards and three touchdowns against the Bengals in his first start last year.

Fields has accounted for 14 touchdowns in his last four games. The Bears are averaging 29.6 points during their past five games. The Bears' first-year offensive coordinator Luke Getsy has gotten more comfortable in directing a more aggressive Chicago offense. Even if Siemian gets the call, the Bears' passing attack has improved. Siemian is a veteran, who might be a more accurate passer than Fields.

The Jets' defense isn't expected to have defensive tackle Sheldon Rankins. That would be a boost to David Montgomery.

The key here, though, is the Jets' offense should be energized with the quarterback switch away from the egregious Wilson. The Bears' defense has become dreadful after dealing away their best defender, linebacker Roquan Smith. Chicago has allowed 20 or more points in eight of its last 10 games. In their last four games, the Bears have permitted 27, 31, 35 and 49 points.

It's a nice bonus for the Jets if Justin Fields can't make the start for the Bears. That would force the Bears to start Trevor Siemian, a career journeyman and noted stiff.

But even if the dynamic Fields plays, I like the Jets to beat the Bears by more than a touchdown now that they've made the quarterback switch from ineffective, morale-killer Zach Wilson to Mike White.

The Jets have close to a Super Bowl-caliber defense. But Wilson has held New York's offense hostage with his inaccuracies, lack of big plays and interceptions. The Jets have good receiving weapons, especially with Corey Davis expected back to join Garrett Wilson, Elijah Moore and Denzel Mims.

White has proven himself. Just ask the Bengals. White threw for 405 yards and three touchdowns in his first start last season leading the Jets to a 34-31 win against the AFC champion Bengals.

The bar is much lower against a Bears defense that has surrendered an average of 35.5 points in their last four games.

As well as Fields has played recently, it hasn't translated to victories because of the Bears' porous defense. Chicago is 1-6 in its last seven games, losers of four in a row.

Justin Herbert is back on track and has most of his weapons back. Kyler Murray is ready to go after missing the last two games with a hamstring injury. He has Deandre Hopkins and could have Marquise Brown. Also back for the Cardinals is James Conner, their best running back. Conner is a touchdown machine with 22 TD's in his last 23 games.

Neither defense is any good.

So this total is too low because it's not fully accounting for these factors.

The Chargers allow 25.8 points a game. That ranks 29th. They rank 30th in run defense and 25th in defensive total yards. The Cardinals' attack is far more dynamic with Murray instead of short-armed game manager Colt McCoy.

The Cardinals just surrendered four touchdowns to the 49ers. They are on a short week after playing in high altitude this past Monday in Mexico City. The Cardinals entered this week ranked tied for second-to-last in scoring defense allowing 26.9 points a game.

The Bucs enter this matchup at their most healthy and fresh off a bye. The Browns were hoping to hang on until Deshaun Watson could take over. But that didn't happen. Cleveland is 3-7 with six losses in its last seven games.

Morale is bad with the Browns. So is their defense, which ranks tied for 31st giving up 26.9 points a game. Tom Brady has the passing attack to take advantage along with an upgraded ground attack thanks to more usage from outside threat Rachaad White, who is now properly factored into Tampa Bay's offense.

Tampa Bay has a top-six defense and its offense that has the second-fewest turnovers. Cleveland has only eight takeaways, which ranks 29th. The Buccaneers held Seattle's star rookie running back Kenneth Walker to 17 yards on 10 carries two weeks ago in their last game. Walker had averaged 102 yards rushing during his past five games.

This doesn't bode well for Nick Chubb, who the Browns heavily rely upon. The Buccaneers are going to be tough to run against with the Browns losing emerging center Ethan Pocic to a knee injury.